Supplemental Military Life Insurance

Most military families do not have enough life insurance protection. Discover how affordable it is to protect your family from hardship!

Spouses & children

Military spouses need more life insurance! The FSGLI provides a maximum of $100,000 which is not enough. Experts recommend at least $250,000 additional for spouses.

Service members

There are two reasons to supplement the SGLI plan. To provide proper protection for your loved ones and ensure easy portability when exiting the service.

Veterans & Retirees

Exiting the service comes with a list of to dos! Make sure you're getting the best rate! Although the VGLI is a great benefit, it is not competitive compared to private market plans.


Life insurance for military families can be confusing! While the military provides families with life insurance coverage, many do not understand the importance of securing a supplemental plan outside the military. Life insurance for military from the government includes the SGLI for service members, FSGLI for dependents and VGLI for veterans. Find out how securing supplemental coverage can protect your family from financial catastrophe today!

Needs Assessment

Not sure how much life insurance you need? Melissa offers families a custom needs analysis designed to their goals.

Transition Assistance

Exiting the military? Melissa helps service members review their life insurance options as they prepare for civilian life.

Strategic Planning

Confused by life insurance plans? Melissa helps families save money with a portfolio that fits their unique situation.

Office & Agent Information

Melissa Schreur is a military spouse. Her office is located in the heart old town Key West, Florida. As a dedicated military wife and Certified Insurance Counselor, she strives to provide affordable solutions and top notch service to her clients. Click here to learn more about Melissa and her mission to protect the military family community. 

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