Do you have enough?

Military Family Life Insurance


Military spouses are VERY under insured with the FSGLI benefit. Could you imagine the struggle your family would have with only $100,000 to cover long term expenses for child care, college, etc? Experts recommend an additional $250,000 or more in coverage for spouses to take care of their families properly.


Whether you are active duty, reserve or national guard 400,000 in SGLI may not be enough to protect your family. Securing another policy is especially helpful when transitioning into civilian life to keep your rates low and your options open.

Veterans & Retirees

Thank you for your service! Exiting the military comes with a list of to dos. This is the perfect time to compare your life insurance options. Many prior servicemembers find they save a significant amount of money by choosing a term plan over the VGLI.

Sample Plans & Average Pricing

                                                                                            Life insurance underwritten by  


Sample Plan

$12.50 per month
  • Term 90 Plus
  • $250,000 Covergae
  • Non Tobacco
  • Female, Age 23


Sample Plan

$25.00 per month
  • Term 90 Plus
  • $500,000 Coverage
  • Non Tobacco
  • Male, Age 27


Sample Plan

$40.00 per month
  • Term 90 Plus
  • $500,000 Coverage
  • Non Tobacco
  • Male, Age 40

Disclaimer: Coverage is sold in $50,000 increments up to $1,000,000.  Rates displayed above are effective as of 1/1/17. Like most insurance policies, MetLife’s policies contain exclusions, limitations, reductions of benefits and terms for keeping them in force. 

Office & Agent Information

Melissa Schreur, CIC - Licensed Agent

Melissa Schreur is a military spouse and has 13+yrs experience as an insurance agent. She is an independent insurance broker offering competitive life insurance options for military families in 49 states, as well as D.C. Her office is located in the heart old town Key West, Florida. As a dedicated military wife and Certified Insurance Counselor, she strives to provide affordable solutions and top notch service to her clients. Click here to learn more about Melissa and her mission to protect the military family community. 

"Proud Partner in Education."

How much will life insurance cost me? What companies do you represent?

Hello, my name is Melissa Schreur.  I am a military spouse and a licensed insurance agent. Life insurance shopping can be confusing! Don't worry because I understand the unique challenges we face as military families.

As an independent agent, it's my job to shop the market and find the best products for my clients. Military families have access to low rates through group policies offered by MetLife and New York Life.

The best way to find out what plan you should choose is by contacting me either by phone at (844)514-5433 or through this quick quote request form

That way I can let you know which company and plan would make the most sense for your family. As a fellow military family, I commit to never sell you anything you don't need or want. My primary concern is the financial welfare of your family should you pass away prematurely.